With OPG fees rising in November 2025, now is a good time to put LPAs in place. Learn practical steps, who to appoint and how Beneficial Family Wills can help.
From November 2025 the Office of the Public Guardian will be increasing LPA registration fees. If you have been putting off arranging a Lasting Power of Attorney, now is the perfect time to act. Putting LPAs in place now helps you avoid higher registration costs and gives your family clear legal authority to act if you cannot.
What is a Lasting Power of Attorney?
A Lasting Power of Attorney, or LPA, is a legal document that lets you appoint people you trust to make decisions on your behalf if you are unable to do so yourself. There are two types:
Property and Financial Affairs LPA
This lets your attorneys manage money and property matters - for example, paying bills, managing bank accounts, selling property or dealing with investments. You can make this effective immediately, or only if you lose mental capacity.
Health and Welfare LPA
This covers personal decisions about medical treatment, care and where you live. It only comes into effect if you lack capacity to make those decisions yourself.
Both types of LPA must be registered with the Office of the Public Guardian before an attorney can use them to act for you.
Why act now - the impact of the fee increase
The planned rise in LPA registration fees from November 2025 means there is a clear financial incentive to start the process now. Beyond cost, putting LPAs in place gives you peace of mind. If you do not have LPAs and you lose capacity, loved ones may have to apply to the Court of Protection for deputyship, a process that can be time consuming, stressful and more expensive.
Processing times for applications can vary, so starting now avoids any delay which could leave decision-making uncertain for family members.
Practical steps to set up an LPA
- Decide which LPAs you need - most people make both types for full protection.
- Choose your attorneys - pick people you trust and discuss responsibilities with them in advance.
- Complete the forms - you can complete forms online or on paper. Check the official guidance at gov.uk for up to date instructions.
- Get a certificate provider - this is someone who confirms you understand the LPA and are not under pressure to sign.
- Register with the OPG - an LPA must be registered before it can be used by attorneys.
- Store the original and share copies - keep the original document safe and let relevant people and organisations know where it is.
Choosing your attorneys - practical tips
When you choose attorneys, consider practical skills as well as trust. You might pick a family member who knows your finances, a friend who understands your wishes, or a professional such as a solicitor or accountant. You can appoint more than one attorney and specify whether they should act jointly, jointly and severally, or separately. You can also name replacement attorneys.
Remember to discuss any plans with your chosen attorneys so they are willing and prepared to act when required.
How Beneficial Family Wills can help
We make LPA planning straightforward and clear. Our team will explain the differences between the two LPAs in plain English, help you pick suitable attorneys, complete the paperwork and handle registration with the OPG on your behalf. That saves you time and reduces the risk of errors that can delay registration.
For help making an LPA, visit our Lasting Power of Attorney page or get in touch for personal guidance.
Start your LPA with Beneficial Family Wills
If you also need a will or want to review your wider estate plan, our will-writing service can help you keep everything consistent.
Find out about our will-writing services
Next steps and quick checklist
- Decide which LPAs you need and who will be your attorneys.
- Talk to your chosen attorneys and a certificate provider.
- Complete and register your LPAs before the fee increase in November 2025.
- Contact us if you would like help with forms, registration or wider estate planning.
To speak to a member of our friendly team, call 01522 500823 or email us at [email protected].
Putting LPAs in place is one of the best practical steps you can take to protect yourself and your family. Act now to avoid the fee rise and secure your peace of mind.
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Book a free, no-obligation consultation with one of our expert estate planning consultants. We make wills, LPAs and trusts simple, affordable, and completely stress-free.